In this article, I write about three Dividend Champions that are currently yielding over 3% and also have low volatility with a beta < 1.0. Beta is a measure of stock volatility relative to the broader market average. If the beta for a stock is equal to 1 then the stock’s volatility is the same as the broader markets. On the other hand, if the beta is < 1.0, then the stock’s volatility is less than the broader market average. If beta is > 1.0, then the stock’s volatility is greater than the broader market average. When stock prices are falling, and one’s stock holding is falling faster than the market average, it is more difficult to hold onto the stock and not sell. Hence, for stocks with low beta may be appropriate for some small investors seeking dividend growth and income.