Many investors including I have shied away from investment and retail banks since the Great Recession. The value destruction of some retail banks that had too lenient lending practices or took too much risk with mortgage loans and derivatives was significant. Today, many banks have much stricter lending requirements and are well capitalized. One bank that I think is a decent value is Washington Trust Bancorp (WASH), a small regional or community bank with operations in Rhode Island, southeastern Massachusetts, and eastern Connecticut. The stock showed up as one of five banks passing several screens assessing dividend, dividend safety, valuation, and volatility. This bank is conservatively run and presently undervalued and the yield is over 4%. I view it as a buy.